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As I mentioned in the introduction of this guide, any business can be a passive source of income if youre not putting much time into it. Usually, that means hiring people to do the work for you. However, some kinds of businesses require a good deal less work than others, and you might not need to put in more than just a couple of hours per week.

MobileXpression certainly is not going to make you rich, but it can easily get you an additional $50 per year with essentially no effort. Youll download their program to your smartphone and theyll access your browsing data, which they use for study purposes. Each week youll earn 5 credits.

Youll also receive a bonus when you first sign up. Ive been using it for a while now and Ive earned a few gift cards up to now. .

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Royalty Exchange is a marketplace where you can invest in royalties. Artists and musicians can raise money by selling the royalties to their work. As an investor, you can earn money passively from the investment.

Paribus is a free app that will automatically search for refunds that are owed to you. When you make a purchase from a store/website which has a price match guarantee Paribus will seek out a lesser cost, and if it finds one it can help you to have a refund for the difference.

If the shipments are late, Paribus can allow you to find compensation for this. .

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AHP buys distressed mortgages to prevent foreclosure, using investor money. Investors receive around 12 percent returns and are paid every month. I havent personally invested with AHP, but that I did a little research and found many men and women who had positive experiences with the investment. Its currently closed for new investors, however there is a wait list readily available for their next fund.

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I signed up to the wait list and plan to invest a small amount when it becomes accessible again. .

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Netspend offers prepaid debit cards, that are often used by those who dont have bank accounts. That may not be of much interest to you. However, a side benefit is that if you have a prepaid card card you can also set up an FDIC-insured savings account with Netspend that pays 5% interest.

You can have multiple accounts, apparently up to 6 to $6,000 complete. For a much more thorough look at this, please see How Im Getting 5% Interest on FDIC-Insured Savings Accounts. .

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After reading through this list, decide on a couple that seem like a good fit for you. The sooner you begin with passive income the sooner dig this youll be making money, and youll have to re-invest. There is definitely some low-hanging fruit on this list that's not difficult to get, even in the event that you don't have money to invest. .

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